Does Photography Really Matter?

We will make sure that your home is seen in the best light possible.

Great Photos Make a Big Difference Is your home still stuck as a listing? What's missing? We specialize in homes that others have failed to sell, and that's where our two secret weapons come in: professional photos and staging. By utilizing these two techniques to their maximum, we can revitalize a listing and sell it for top dollar. To hear more about how we implement photography and staging, watch this short video. Watch My Video Looking to buy a Phoenix Metro Market Home? Looking to sell your Phoenix Metro Market Home? Call me at (602) 413-8195 for a FREE home buying or selling consultation to answer any of your real estate questions. Connect with us! Jonathon Keenan Bay Equity   P 602.714.1803 M 602.721.8037 F 602.865.7985 jkeenan@bayeq.com Monique Walker RE/MAX Excalibur 8510 E. Shea #100 Scottsdale, AZ 85260

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Buyers: Protect yourself from rising rates

You have options to safeguard yourself from fluctuating rates.

Dear friends and clients, What happens if interest rates increase after you've already gone under contract? Is there any way to protect yourself? Typically, mortgage lenders provide a floating rate, which is an estimated rate that could rise or fall depending on what's happening in the market, during the pre-approval process. That's why you should initially assume that your rate will be higher than you were quoted and budget accordingly. This may shrink the pool of homes that are affordable to you, but it also means that you won't have to cancel a deal simply because interest rates spiked during the process. Once you've gone under contract, your lender will provide an actual rate which you have the option to lock in between when you apply for the mortgage and the closing date. In a market with rising rates, you should lock yours in as soon as possible to prevent it from increasing further.  Most rate locks last for between 15 and 60 days. Remember to ensure that your lock extends past your closing date because your rate could shoot back up if it expires before you close. Get a longer rate-lock period than it seems like you'll need, just in case, and ask your lender if it will cost a fee to renew it.  What if rates go down after you've locked yours? Much like it sounds, once you're locked in, you usually can't change your rate. However, there is a way to get a lower rate after locking in. You can ask your lender if they provide float-down options, which prevent your rates from rising but allow your rate to lower if market rates begin to fall again. Be advised, though, that float-down options typically come with an extra cost in exchange for a lower rate. If you have any questions or would like to learn more about mortgage rate locks and float-down options, don't hesitate to give me a call or send me an email. I'd be happy to help you. Wishing you all the best,  Monique Walker Featured Listings Looking to buy a Phoenix Metro Market Home? Looking to sell your Phoenix Metro Market Home? Call me at (602) 413-8195 for a FREE home buying or selling consultation to answer any of your real estate questions. Connect with us! Jonathon Keenan Bay Equity   P 602.714.1803 M 602.721.8037 F 602.865.7985 jkeenan@bayeq.com Monique Walker RE/MAX Excalibur 8510 E. Shea #100 Scottsdale, AZ 85260

Manage your preferences | Opt out using TrueRemove™ Got this as a forward? Sign up to receive our future emails. View this email online. 8510 E. Shea #100 Scottsdale, AZ | 85260 US This email was sent to hollykhuntimer.baseball@blogger.com. To continue receiving our emails, add us to your address book.